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Commercial Solar Pro FormaSystem size–
Cash price–
Federal ITC–
REF grant–
Cash purchase
Financed
Cash purchase, all incentives to paybackCASH
ITC, grant, state credit and depreciation benefits all flow back to the owner.
How it works: the year-1 incentive pool is the ITC, grant, state credit and year-1 federal depreciation. “Apply all” puts the pool toward the loan (enter the lower payment). “Apply none” keeps it as year-1 cash (enter the full-loan payment). State depreciation and later-year federal depreciation always flow as tax savings.
Apply all incentivesALL
Pool applied to loan, lowest payment
Apply half incentivesHALF
Half applied, half kept as year-1 cash
Apply no incentivesNONE
Pool kept as year-1 cash, full payment